RTS Financial
Official pages describe freight factoring services for transportation businesses.
Invoice factoring research
Read factoring terms before the sales call.
FactorAtlas organizes public company disclosures, contract clause explainers, industry guides, calculators, and source-linked glossary entries. It does not rank providers or arrange financing.
Company profiles
View all 26 profiles →Profiles summarize public disclosures and mark missing terms as Not publicly disclosed. They are not rankings or endorsements.
OTR Solutions
Official pages describe freight factoring and transportation back-office services.
Triumph
Official pages describe factoring and transportation finance solutions.
eCapital
Official pages describe invoice factoring and transportation factoring services.
altLINE
Official pages describe invoice factoring services through The Southern Bank Company.
Riviera Finance
Official pages describe invoice factoring and credit services.
Industry guides
Browse all guides →Trucking factoring
Carriers often wait for brokers or shippers to pay after fuel, payroll, insurance, and maintenance costs have already been paid.
Freight broker factoring
Brokers may need to pay carriers before shippers settle invoices, creating a working-capital gap.
Staffing factoring
Staffing firms fund weekly payroll while clients often pay on net-30 or longer schedules.
Construction factoring
Contractors and subcontractors face retainage, progress billing, disputes, lien rights, and slow approval cycles.
Learning library
Browse all articles →What is invoice factoring?
Invoice factoring converts approved invoices to early cash through assignment. The agreement—not the label—controls fees, recourse, and collection rights.
How invoice factoring works
The basic process starts with an invoice, customer verification, an advance, customer payment, and reserve settlement.
Recourse vs non-recourse factoring
Recourse factoring generally shifts more non-payment risk back to the seller, while non-recourse factoring may limit that risk to defined credit events.
Spot factoring vs contract factoring
Spot factoring usually refers to funding selected invoices, while contract factoring covers a broader relationship or ongoing receivable stream.
Notification vs non-notification factoring
Notification factoring tells the customer to pay the factor or a controlled account. Non-notification structures keep that communication less visible.
Advance rate explained
The advance rate is the percentage of an approved invoice paid upfront before the customer pays.