Company profile
eCapital
Public disclosure profile. This page does not rate, rank, endorse, or collect applications for eCapital.
Public data fields
Headquarters
Not publicly disclosed
Industries served
Transportation, staffing, and other commercial receivables finance categories are publicly described.
Recourse availability
Recourse and non-recourse concepts are publicly explained; availability for a specific account is contract-dependent.
Non-recourse availability
Non-recourse availability may be described by product category, but exclusions and approval conditions must be verified.
Fuel advance availability
Not publicly disclosed
Same-day funding claims
Not publicly disclosed
Advance rate
Public transportation materials describe high advance-rate availability for qualifying invoices; applicant-specific rates are contract-dependent.
Fees
Official materials discuss factoring fees generally; exact effective cost is not publicly fixed.
Contract length
Not publicly disclosed
Publicly disclosed information
- Official pages describe invoice factoring and transportation factoring services.
- Official FAQ materials explain factoring mechanics and provider review steps.
Not publicly disclosed
- Applicant-specific effective factoring fee and all add-on charges.
- Final advance rate for a particular customer, invoice, and debtor.
- Specific credit-loss exclusions from non-recourse protection.
- Contract length, renewal, termination fee, and minimum-volume obligations unless stated in the agreement.
- Complete chargeback triggers, reserve hold rules, and UCC filing scope.
Contract terms to verify
- Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
- Which credit events are excluded from non-recourse coverage and which remain seller responsibility.
- Advance-rate formula, reserve percentage, fee accrual period, and all additional charges.
- Reserve release timing after customer payment, including offsets and short-pay handling.
- Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
- UCC filing scope, lien release process, notice of assignment, lockbox, and collection control.
- Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.
Questions to ask before signing
- Which contract section controls recourse and chargebacks?
- What specific credit events are excluded from non-recourse protection?
- How soon is reserve released after full customer payment?
- Are there monthly minimums, early termination fees, or renewal windows?
- Will customers receive a notice of assignment, and who controls collections?
- How is the UCC filing released after the relationship ends?
Source notes
- Public profile uses official eCapital pages including FAQ and freight factoring product pages.
- Transportation and staffing factoring context is publicly described; contract terms still require direct verification.
- No rating, review, approval claim, or provider endorsement is inferred from these sources.
Related reading
Sources
- eCapital - eCapital. Accessed 2026-05-19.
- eCapital Invoice Factoring FAQ - eCapital. Accessed 2026-05-19.
- eCapital Freight Factoring - eCapital. Accessed 2026-05-19.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.