Company profile
RTS Financial
Public disclosure profile. This page does not rate, rank, endorse, or collect applications for RTS Financial.
Public data fields
Headquarters
Not publicly disclosed
Industries served
Transportation and trucking factoring focus is publicly described.
Recourse availability
Not publicly disclosed
Non-recourse availability
Not publicly disclosed
Fuel advance availability
Fuel card or fuel-related support is publicly described; specific fuel advance terms are not publicly disclosed.
Same-day funding claims
Fast funding is publicly described; exact cutoff rules vary by contract and submission process.
Advance rate
Not publicly disclosed
Fees
Not publicly disclosed
Contract length
Not publicly disclosed
Publicly disclosed information
- Official pages describe freight factoring services for transportation businesses.
- Public materials describe receivables funding and related back-office support.
Not publicly disclosed
- Applicant-specific effective factoring fee and all add-on charges.
- Final advance rate for a particular customer, invoice, and debtor.
- Fuel advance rates, repayment rules, and deduction timing.
- Contract length, renewal, termination fee, and minimum-volume obligations unless stated in the agreement.
- Complete recourse exceptions, chargeback triggers, reserve hold rules, and UCC filing scope.
Contract terms to verify
- Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
- Advance-rate formula, reserve percentage, fee accrual period, and all additional charges.
- Reserve release timing after customer payment, including offsets and short-pay handling.
- Fuel advance structure, repayment rules, and deduction from next funding event.
- Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
- UCC filing scope, lien release process, notice of assignment, lockbox, and collection control.
- Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.
Questions to ask before signing
- Which contract section controls recourse and chargebacks?
- What fee period applies if a broker or shipper pays late?
- How soon is reserve released after full customer payment?
- Are there monthly minimums, early termination fees, or renewal windows?
- How are fuel advances structured, and do they reduce the next funding event?
- How is the UCC filing released after the relationship ends?
Source notes
- Public profile uses official RTS Financial pages and public regulatory references only.
- Transportation factoring focus is publicly described; contract terms still require direct verification.
- No rating, review, approval claim, or provider endorsement is inferred from these sources.
Related reading
Sources
- RTS Financial Services - RTS Financial. Accessed 2026-05-19.
- RTS Freight Factoring - RTS Financial. Accessed 2026-05-19.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.