Trucking factoring
Carriers often wait for brokers or shippers to pay after fuel, payroll, insurance, and maintenance costs have already been paid.
Industry guides
Each guide focuses on receivable timing, document requirements, contract clauses, and limitations common to that industry.
Freight broker factoring
Brokers may need to pay carriers before shippers settle invoices, creating a working-capital gap.
Staffing factoring
Staffing firms fund weekly payroll while clients often pay on net-30 or longer schedules.
Construction factoring
Contractors and subcontractors face retainage, progress billing, disputes, lien rights, and slow approval cycles.
Manufacturing factoring
Manufacturers buy materials and carry labor costs before distributors or customers pay invoices.
Government contractor factoring
Government contractors can face long approval processes and special assignment rules.
Medical receivables factoring
Healthcare receivables can involve payers, coding, denials, compliance rules, and patient responsibility balances.
Oilfield factoring
Oilfield service companies often carry labor, equipment, travel, and supplier costs before operators pay.
Wholesale and distribution factoring
Distributors and wholesalers pay suppliers quickly to maintain inventory and pricing, but collect from retail or commercial buyers on net 30 to net 60 terms.
Apparel and textile factoring
Manufacturers and importers produce or source seasonal inventory well before retail buyers pay, creating a cash gap that spans production, shipping, and collection cycles.
Food and beverage factoring
Food producers, processors, and distributors pay for ingredients, packaging, and labor before grocery chains, food service accounts, and distributors pay invoices, which commonly run net 14 to net 30.
Professional services factoring
Law firms, consulting practices, engineering firms, and other professional service providers deliver work before clients pay, and payment terms of net 30 to net 60 are common in commercial engagements.
Security guard factoring
Security firms often pay guards weekly or biweekly while commercial, event, property management, or government customers pay invoices later.
Commercial cleaning factoring
Commercial cleaning companies pay labor, supplies, insurance, and subcontractors before property managers, offices, facilities, or public customers pay invoices.
IT services factoring
IT services firms may pay engineers, contractors, software vendors, and subcontractors before enterprise or government customers pay project or managed-service invoices.