Cross-aged receivable

When one overdue invoice from a customer causes other invoices from that same customer to become ineligible for funding.

Why it matters

Cross-aging can reduce available funding significantly. If a single invoice from a debtor ages past the threshold, all other invoices from that debtor may become ineligible under the agreement until the aged invoice is resolved.

Related terms

Related article: Aging reports

Related reading

Sources

  • International Factoring Association - International Factoring Association. Accessed 2026-05-19. Industry association source for factoring terminology and industry context.
  • Secured Finance Network - Secured Finance Network. Accessed 2026-05-19. Industry education source for secured finance and asset-based lending context.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.