Company profile
Universal Funding
Public disclosure profile. This page does not rate, rank, endorse, or collect applications for Universal Funding.
Public data fields
Headquarters
Not publicly disclosed
Industries served
Business invoice factoring is publicly described; industry fit varies by receivable and customer quality.
Recourse availability
Not publicly disclosed
Non-recourse availability
Not publicly disclosed
Fuel advance availability
Not publicly disclosed
Same-day funding claims
Not publicly disclosed
Advance rate
Not publicly disclosed
Fees
Not publicly disclosed
Contract length
Not publicly disclosed
Publicly disclosed information
- Official pages describe invoice factoring services.
- Public FAQ materials provide additional factoring context.
Not publicly disclosed
- Applicant-specific effective factoring fee and all add-on charges.
- Final advance rate for a particular customer, invoice, and debtor.
- Contract length, renewal, termination fee, and minimum-volume obligations unless stated in the agreement.
- Complete recourse exceptions, chargeback triggers, reserve hold rules, and UCC filing scope.
Contract terms to verify
- Whether invoices are purchased with recourse, limited recourse, or non-recourse terms.
- Advance-rate formula, reserve percentage, fee accrual period, and all additional charges.
- Reserve release timing after customer payment, including offsets and short-pay handling.
- Minimum monthly volume, monthly minimum fee, term length, renewal process, and notice deadline.
- UCC filing scope, lien release process, notice of assignment, lockbox, and collection control.
- Chargeback, dispute, concentration-limit, and debtor-credit-limit rules.
Questions to ask before signing
- Which contract section controls recourse and chargebacks?
- What fee period applies if the customer pays late?
- How soon is reserve released after full customer payment?
- Are there monthly minimums, early termination fees, or renewal windows?
- Will customers receive a notice of assignment, and who controls collections?
- How is the UCC filing released after the relationship ends?
Source notes
- Public profile uses official Universal Funding Corporation pages including factoring service and FAQ pages.
- Business invoice factoring context is publicly described; contract terms still require direct verification.
- No rating, review, approval claim, or provider endorsement is inferred from these sources.
Related reading
Sources
- Universal Funding - Universal Funding Corporation. Accessed 2026-05-19.
- Universal Funding Invoice Factoring - Universal Funding Corporation. Accessed 2026-05-19.
- Universal Funding FAQ - Universal Funding Corporation. Accessed 2026-05-19.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.