Company profile
Bankers Factoring
Public disclosure profile. This page does not rate, rank, endorse, or collect applications for Bankers Factoring.
Limited public disclosure found. Advance rate and fee ranges are published publicly. Specific contract length and any recourse provisions are not publicly disclosed.
Public data fields
Headquarters
Dalton, GA
Industries served
Agriculture (PACA and PASA), cable and telecommunications, construction, floral, food and beverage, government, manufacturing, medical, oil and gas, staffing, seafood, technology, trucking, wholesale and importers, wine and spirits.
Recourse availability
Not explicitly described as a separate recourse offering. Primary positioning is non-recourse.
Non-recourse availability
Non-recourse factoring publicly described as primary program; company publicly states it assumes the credit risk.
Fuel advance availability
Not publicly disclosed
Same-day funding claims
Same-day funding after setup and within 24 hours publicly claimed.
Advance rate
Advance rate range publicly stated as 80% to 93% of invoice amounts.
Fees
Discount rate range publicly stated as 0.9% to 1.9%.
Contract length
Not publicly disclosed
Publicly disclosed information
- Non-recourse factoring publicly described as primary program; company publicly states it assumes the credit risk.
- Advance rate range publicly stated as 80% to 93%.
- Fee range publicly stated as 0.9% to 1.9%.
- Facility range publicly stated as $25,000 to $6,000,000.
- Same-day funding after setup and 24-hour funding publicly claimed.
- Spot or selective factoring publicly described as available.
- Employee-owned structure publicly noted.
- Fifteen industry sectors publicly listed including trucking, staffing, healthcare, construction, food and beverage, oil and gas, government, and produce (PACA and PASA).
Not publicly disclosed
- Contract length and termination fee structure
- Recourse period if any recourse provisions apply
- Fuel advance availability
- Specific underwriting criteria for advance rate positioning within the stated range
Contract terms to verify
- Whether any recourse provisions exist and what triggers them
- Advance rate formula and debtor credit review process
- Fee period and calculation basis within the published range
- Contract minimum term and termination notice requirements
- UCC filing scope and collateral description
Questions to ask before signing
- Is the program entirely non-recourse or are there exceptions where repurchase is required?
- What determines whether the advance rate is closer to 80% or 93%?
- Is there a minimum contract term or early termination fee?
- Is spot factoring available without a long-term contract?
- What is the exact fee period and calculation basis within the stated range?
Source notes
- Profile based on public pages of bankersfactoring.com accessed May 2026.
Related reading
- Trucking factoring
- Staffing factoring
- Manufacturing factoring
- Oilfield factoring
- Construction factoring
- Medical receivables factoring
- Food and beverage factoring
- Government contractor factoring
- How invoice factoring works
- Recourse vs non-recourse factoring
- Spot factoring vs contract factoring
- Non-recourse
- Advance rate
- Discount fee
- Reserve
- UCC-1
- Eligible receivable
Sources
- Bankers Factoring - Bankers Factoring LLC. Accessed 2026-05-19.
- Bankers Factoring FAQ - Bankers Factoring LLC. Accessed 2026-05-19.
Financial disclaimer. This page is educational only and is not financial, legal, tax, accounting, or credit advice. Factoring terms vary by provider and contract. Read the full disclaimer.